List of Direct Lenders in the UK

direct lender

When looking for a loan it’s important to ensure you use an FCA authorised lender. For your convenience we have listed below all current active payday and short term lenders available in the UK, these are all direct lenders, no brokers are in this list. Many of them are part of our own panel of lenders.

118 118 Money

Website: 118118money.com
Company: Madison CF UK Limited
Company Number: 08393840
FCA Ref No: 741774
Address: 3 Alexandra Gate, Ffordd Pengam, Cardiff, Caerdydd, CF24 2SA
Email: customerservices@118118money.com
Phone: 08000 118 000

Anico Finance

Website: anicofinance.com
Company: Anico Financial Services Limited
Company Number: 07372140
FCA Ref No: 718188
Address: 30-32 Queensway, London, W2 3RX
Email: info@anicofinancialservices.com
Phone: 020 7099 5882

Bamboo Loans

Website: bambooloans.com
Company: Bamboo Limited
Company Number: 05629336
FCA Ref No: 720565
Address: 1st Floor, Grenville House, Nelson Gate, Southampton, SO15 1GX
Email: customer@bambooloans.com
Phone: 0330 159 6014

Buffa

Website: buffa.co.uk
Company: Buffa Loans Ltd
Company Number: 10865145
FCA Ref No: 791745
Address: Unit 3, Tancred Close, Leamington Spa, Warwickshire, CV31 3RZ
Email: team@buffa.co.uk
Phone: 0800 1701 703

Cash4unow

Website: cash4unow.co.uk
Company: Novaloans Ltd
Company Number: 07639288
FCA Ref No: 672320
Address: 7 Limewood Way, Leeds, LS14 1AB
Email: info@cash4unow.co.uk
Phone: 0113 887 3434

CashASAP

Website: cashasap.co.uk
Company: APFIN LTD
Company Number: 07989136
FCA Ref No: 673186
Address: 3rd Floor, 12 Gough Square, London, EC4A 3DW
Email: info@cashasap.co.uk
Phone: 0800 488 0905

Cash Float

Website: cashfloat.co.uk
Company: Western Circle Ltd
Company Number: 07581337
FCA Ref No: 714479
Address: Office 8, 2A Highfield Avenue, London, NW11 9ET
Email: client-service@cashfloat.co.uk
Phone: 020 3757 1933

Conduit

Website: conduit.org.uk
Company: Five Lamps Trading Ltd
Company Number: 08029251
FCA Ref No: 791848
Address: Eldon Street, Thornaby, Stockton-on-Tees, TS17 7DJ
Email: loans@conduit.org.uk
Phone: 0300 111 0556

Creditstar

Website: creditstar.co.uk
Company: Creditstar UK Limited
Company Number: 07085760
FCA Ref No: 675392
Address: Mappin House, Oxford Street, London, Greater London, W1W 8HF
Email: info@creditstar.co.uk
Phone: 020 3695 7544

Dot Dot Loans

Website: dotdotloans.co.uk
Company: Shelby Finance Ltd
Company Number: 08117620
FCA Ref No: 713984
Address: Building 1, The Phoenix Centre, 1 Colliers Way, Nottingham, NG8 6AT
Email: customerservices@dotdotloans.co.uk
Phone: 0333 240 6215

Drafty

Website: drafty.co.uk
Company: Gain Credit LLC
Company Number: FC032134
FCA Ref No: 689378
Address: PO Box 10756, LEICESTER, LE3 4GX
Email: info@drafty.co.uk
Phone: 0203 695 8072

Everyday Loans

Website: everyday-loans.co.uk
Company: Everyday Lending Limited
Company Number: 05850869
FCA Ref No: 724445
Address: 2 Dukes Meadow, Bourne End, Buckinghamshire, SL8 5XF
Email: tellmemore@everyday-loans.co.uk
Phone: 08082 746423

Fair Finance

Website: fairfinance.org.uk
Company: East End Fair Finance Ltd
Company Number: IP29889R
FCA Ref No: 717247
Address: 18-22 Ashwin Street, London, E8 3DL
Email: enquiries@fairfinance.org.uk
Phone: 020 8988 0627

Fast Loan UK

Website: fastloanuk.co.uk
Company: East End Fair Finance Ltd
Company Number: 07786732
FCA Ref No: 7673907
Address: 2 Falcon Gate, Shire Park, Welwyn Garden City, Hertfordshire, AL7 1TW
Email: contactus@fastloanuk.co.uk
Phone: 01438 812913

Fernovo

Website: fernovo.co.uk
Company: Quidie Limited
Company Number: 08110266
FCA Ref No: 674141
Address: Marco Polo House, 3-5 Lansdowne Road, Croydon, CR0 2BX
Email: customercare@fernovo.co.uk
Phone: 020 3476 5171

Fund Ourselves

Website: fundourselves.com
Company: Fund Ourselves Ltd
Company Number: 09550128
FCA Ref No: 729238
Address: WeWork, 10 York Road, London, SE1 7ND
Email: hello@fundourselves.com
Phone: 0800 368 9553

JL Money

Website: jlmoney.co.uk
Company: Jeremy Lawrence Limited
Company Number: 05224859
FCA Ref No: 727863
Address: Melbury House, 34 Southborough Road, Bromley, BR1 2EB
Email: info@jlmoney.co.uk
Phone: 020 3302 4020

Kabayan Finance

Website: kabayanfinance.co.uk
Company: Kabayan Finance Limited
Company Number: 06903492
FCA Ref No: 674390
Address: Suite 1 Murdock House, 30 Murdock Road, Bicester, Oxfordshire OX26 4PP
Email: info@kabayanfinance.co.uk
Phone: 020 3474 0888

Koyo Loans

Website: koyoloans.com
Company: BETR Technology Ltd
Company Number: 11483187
FCA Ref No: 826425
Address: Huckletree Soho, Ingestre Court, Ingestre Place, London, W1F 0JL
Email: info@koyoloans.com
Phone: 02039664897

Lending Stream

Website: lendingstream.co.uk
Company: Gain Credit LLC
Company Number: FC032134
FCA Ref No: 689378
Address: PO Box 10756, Leicester, LE3 4GX
Email: info@lendingstream.co.uk
Phone: 0203 808 4440

Likely Loans

Website: likelyloans.com
Company: Oakbrook Finance Limited
Company Number: 07831517
FCA Ref No: 707357
Address: The Poynt North, 45 Wollaton Street, Nottingham, NG1 5FW
Email: info@oakbrookfinance.com
Phone: 0208 080 6450

Loan Pig

Website: loanpig.co.uk
Company: The Money Hive Limited
Company Number: 09932988
FCA Ref No: 736632
Address: 657-657A Liverpool Road, Irlam, Manchester, Greater Manchester, M44 5XD
Email: info@loanpig.co.uk
Phone: 01615050301

Loans 2 Go

Website: loans2go.co.uk
Company: Loans 2 Go Limited
Company Number: 04519020
FCA Ref No: 679836
Address: Bridge Studios, 34a Deodar Road, London SW15 2NN
Email: hello@loans2go.co.uk
Phone: 0330 400 6000

Loans By Mal

Website: loansbymal.co.uk
Company: Monthly Advance Loans Limited
Company Number: 12070468
FCA Ref No: 912359
Address: 16 High Holborn, Holborn, London, WC1V 6BX
Email: enquiries@loansbymal.co.uk
Phone: 0208 125 4422

Miss Payday

Website: miss-payday.co.uk
Company: The Quick Loan Shop Ltd
Company Number: 08046177
FCA Ref No: 672828
Address: 31 Dashwood Avenue, High Wycombe, Bucks, HP12 3DZ
Email: customercare@miss-payday.co.uk
Phone: N/A

MoneyBoat

Website: moneyboat.co.uk
Company: Evergreen Finance London Ltd
Company Number: 07669210
FCA Ref No: 674154
Address: 34 The Mall, High Street, Bromley, BR1 1TS
Email: thecrew@moneyboat.co.uk
Phone: 0203 818 7470

Moneyline

Website: moneyline-uk.com
Company: East Lancashire Moneyline (IPS) Ltd
Company Number: IP29282R
FCA Ref No: 660597
Address: The Globe Centre, St James Square, Accrington, BB5 0RE
Email: serviceteam@moneyline-uk.com
Phone: 0345 643 1553

Morses Club

Website: morsesclub.com
Company: Morses Club PLC
Company Number: 06793980
FCA Ref No: 707379
Address: Building 1, The Phoenix Centre, 1 Colliers Way, Nottingham, NG8 6AT
Email: Morses_Customer_Service@morsesclub.com
Phone: 0330 045 0719

Mr Lender

Website: mrlender.com
Company: PDL Finance Limited
Company Number: 06738633
FCA Ref No: 673310
Address: 30 City Road, London, EC1Y 2AB
Email: info@mrlender.co.uk
Phone: 0208 532 1969

My Finance Club

Website: myfinanceclub.com
Company: My Finance Club Limited
Company Number: 07301026
FCA Ref No: 674521
Address: Electric Works, Office 3-067, 3 Concourse Way, Sheffield Digital Campus, Sheffield, S1 2BJ
Email: info@myfinanceclub.com
Phone: 0800 0882220

MyKredit

Website: mykredit.com
Company: Global Kapital Finance Limited
Company Number: 06960060
FCA Ref No: 724234
Address: Bevis Marks House, 24 Bevis Marks, London, EC3A 7JB
Email: info@mykredit.com
Phone: 0203 813 8485

Oplo

Website: myoplo.co.uk
Company: Oplo HL Ltd
Company Number: 05667257
FCA Ref No: 661248
Address: Viscount Court, Sir Frank Whittle Way, Blackpool, Lancashire FY4 2FB
Email: customerservices@myoplo.co.uk
Phone: 01253 603952

Peraloans

Website: peraloans.co.uk
Company: Western Circle Ltd
Company Number: 07581337
FCA Ref No: 714479
Address: 2a Highfield Avenue, London, NW11 9ET
Email: info@peraloans.co.uk
Phone: 0203 397 1744

Polar Credit

Website: polarcredit.co.uk
Company: APFIN LTD
Company Number: 07989136
FCA Ref No: 673186
Address: 12 Gough Square, London, EC4A 3DW
Email: info@polarcredit.co.uk
Phone: 0800 612 7188

Quidmarket

Website: quidmarketloans.com
Company: Stagemount Limited
Company Number: 07259223
FCA Ref No: 677995
Address: 2nd Floor, 6 Stanford Street, Nottingham, NG1 7BQ
Email: help@quidmarket.com
Phone: 0115 8456434

SafetyNet Credit

Website: safetynet.credit
Company: Indigo Michael Limited
Company Number: 07721420
FCA Ref No: 715525
Address: 10 Brick Street, Mayfair, London, W1J 7HQ
Email: help@safetynetmail.co.uk
Phone: 0800 180 8400

Savvy

Website: savvy.co.uk
Company: Valour Finance Limited
Company Number: 06034431
FCA Ref No: 718303
Address: First Floor, Highbank House, Exchange Street, Stockport, England, SK3 0ET
Email: info@savvy.co.uk
Phone: 0800 007 5888

Smart-Pig

Website: smart-pig.com
Company: FCL Consumer Finance Ltd
Company Number: 07694453
FCA Ref No: 671696
Address: 3 Jephson Court, Tancred Close, Leamington Spa, CV31 3RZ
Email: team@smart-pig.com
Phone: 0203 5071 930

Tappily

Website: tappily.co.uk
Company: Indigo Michael Limited
Company Number: 07721420
FCA Ref No: 715525
Address: 10 Brick Street, Mayfair, London, W1J 7HQ
Email: customer.services@tappilymail.co.uk
Phone: 0800 822 3400

The Money Platform

Website: themoneyplatform.com
Company: Gracombex Ltd
Company Number: 09413521
FCA Ref No: 716455
Address: 66-67 Newman Street, Fitzrovia, London, W1T 3EQ
Email: support@themoneyplatform.com
Phone: 020 3962 1696

The One Stop Money Shop

Website: theonestopmoneyshop.co.uk
Company: The One Stop Money Shop Limited
Company Number: 04402345
FCA Ref No: 713424
Address: Ground Floor, Cora House, 20, Gills Yard, Wakefield, WF1 3BZ
Email: apply@theonestopmoneyshop.co.uk
Phone: 01924 377771

The Quick Loan Shop

Website: thequickloanshopltd.co.uk
Company: The Quick Loan Shop Ltd
Company Number: 08046177
FCA Ref No: 672828
Address: 31 Dashwood Avenue, High Wycombe, Bucks, HP12 3DZ
Email: info@thequickloanshopltd.co.uk
Phone: 0203 3974627

THL Direct

Website: thldirect.co.uk
Company: Total Home Loans Direct Limited
Company Number: 06752234
FCA Ref No: 673015
Address: 470 Holdenhurst Road, Bournemouth, Dorset, BH8 9AQ
Email: info@thl-uk.com
Phone: 0330 223 0177

Wageme

Website: wageme.com
Company: WAGEME.COM LTD
Company Number: 08093563
FCA Ref No: 673281
Address: MH Conference Centre, Mount Road, Tettenhall Wood, Wolverhampton, WV6 8HL
Email: customer.services@wageme.com
Phone: 0207 993 0742

Inactive Lenders

The following are lenders that are not currently offering new loans or have temporarily ceased trading. If you would like a list of lenders that have gone into administration and closed completely please click here

Avant Credit

Website: avantcredit.co.uk
Company: AvantCredit of UK, LLC
Company Number: BR017867
FCA Ref No: 727347
Address: 11-12 Hanover Square. London. W1S 1JJ
Email: support@avantcredit.co.uk
Phone: 0800 610 1516

Ferratum

Website: ferratum.co.uk
Company: Ferratum UK Ltd
Company Number: 07349566
FCA Ref No: 672537
Address: Suite 318, 25 Goodlass Road, Liverpool, Merseyside, L24 9HJ
Email: customercare@ferratum.co.uk
Phone: 0151 601 8611

Oakam

Website: oakam.com
Company: Oakam Ltd
Company Number: 05878249
FCA Ref No: 678734
Address: Oakam Limited, Sunley House, Bedford Park, Croydon, CR0 2AP
Email: help@oakam.com
Phone: 02039 111 777

Wizzcash

Website: wizzcash.com
Company: Emergency Cash Limited
Company Number: 07527455
FCA Ref No: 673428
Address: 14th Floor, 33 Cavendish Square, London, W1G 0PW
Email: info@wizzcash.com
Phone: 02037407273

Zippa Loans

Website: zippaloans.com
Company: Zippa Limited
Company Number: NI623044
FCA Ref No: 711298
Address: 6-16 Duncrue Crescent, Belfast, County Antrim, BT3 9BW
Email: help@zippa.com
Phone: 0800 980 4410